Summary
Twenty-one homes remain in a floodplain because the Cactus Valley Channel and State Street crossing were never finished. Richmond American will now cover flood insurance for ten years instead of indefinitely — after that, homeowners are on their own.
At a glance
- Total mentions
- 2
- Last 30 days
- 0
Last discussed Apr 14, 2026.
Impact analysis
Buyers get up to ten years of paid flood insurance; after that, the cost shifts to homeowners if the channel still isn't built.
Homeowners in the affected tracts, who get a decade of covered flood insurance and required disclosures.
Homeowners who may face flood insurance costs after year ten if the channel isn't completed.
Mentions & discussions (2)
City Council Meeting - Apr 14 2026
Twenty-one homes remain in a floodplain because the Cactus Valley Channel and State Street crossing were never finished. Richmond American will now cover flood insurance for ten years instead of indefinitely — after that, homeowners are on their own.
Planning Commission Meeting - Apr 07 2026
Twenty-one homes sit in a floodplain because the State Street crossing of Cactus Valley Channel was never finished. The builder is covering flood insurance for ten years; after that, homeowners are on their own unless the crossing gets built.
Related development
McSweeney Farms — Tracts 33,825 and 33,825-1, COA 69 Amendment
Sets a clear end date for builder-paid flood insurance on 21 homes awaiting floodplain removal.
Tracts 33825 and 33825-1 — Condition of Approval No. 69 revision and flood insurance agreement
Homeowners get a decade of covered flood insurance; after that, the burden shifts to them unless the channel is finished.
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